Financial Education · Singapore
A Careful Look
at Your Financial Future
Structured courses for those in their forties and older who want to understand their finances clearly — without rushed advice or unnecessary complexity.
The Ledger — Programmes
Three Courses, Carefully Arranged
Each programme is designed around the pace that a working adult in their forties or fifties actually needs — enough time to read, to consider, and to return to the material before moving on.
A Considered First Look at Personal Finance
An unhurried introduction covering the personal balance sheet, household cash flow, CPF account overview, and an initial view of investment categories. No prior study assumed. Each participant finishes with a personal summary document.
- Personal balance sheet workshop
- CPF account overview
- Written summary document included
Income Planning with Local Instruments
Constructing an income-oriented position using instruments available to Singapore residents — dividend equities, SGX-listed REITs, Singapore Savings Bonds, and bond-oriented funds. Includes portfolio construction and fee analysis.
- SGX REITs and Savings Bonds
- Portfolio construction guidance
- Weekly case studies and discussion
Retirement Planning and Documentation
Covers CPF LIFE election timing, SRS drawdown sequencing, tax-aware withdrawals, healthcare reserve sizing, and beneficiary coordination. Each participant finishes with a personal retirement plan and a family reference folder.
- CPF LIFE and SRS strategy
- Healthcare and beneficiary planning
- Personal retirement plan document
Why Seruan Finance
What Makes This Different
An Unhurried Pace
No weekend intensives or rapid-fire modules. Courses run across multiple weeks so the material has time to settle alongside your existing responsibilities.
Singapore-Specific Content
CPF, SGX, SRS, and Singapore Savings Bonds are central to the curriculum — not afterthoughts translated from overseas frameworks.
Small, Considered Cohorts
Each cohort is limited in size so that discussion sessions remain thoughtful and every participant can raise questions without being rushed.
Documents You Keep
Every course ends with a written document — a personal summary, an income plan, or a retirement folder — that remains useful long after the course concludes.
No Selling, No Products
Seruan Finance does not sell investment products or receive commissions. The purpose of each course is clear understanding, not a sales outcome.
Designed for the 40s and Beyond
The curriculum acknowledges where participants are in life — carrying responsibilities, returning to the subject after years away, and planning with a realistic view of the years ahead.
Take the First Step
Is There a Programme That Fits Where You Are?
We welcome enquiries from those who are still deciding. There is no obligation to enrol, and no pressure in the conversation.
Common Questions
Questions Often Asked
Do I need any financial background to join?
No prior knowledge is assumed in the introductory course. For the income planning and retirement courses, a basic familiarity with CPF accounts is helpful but not required — foundational context is provided in each session.
How are the sessions conducted?
Sessions are held in small cohorts, combining a weekly reading with a live discussion moderated by the instructor. The format is designed to support learners who are returning to formal study after a period away.
Are the courses available online or in person?
We offer both options. In-person sessions are held at our Anson Road office in Singapore's CBD. Online participation is available for those who prefer to attend from home. Please specify your preference when enquiring.
What is the course fee structure?
Fees are S$170 for the introductory five-week course, S$280 for the seven-week income planning course, and S$395 for the nine-week retirement planning course. Fees are per participant and cover all course materials and the final personal document.
Is this course a replacement for professional financial advice?
No. Seruan Finance courses are educational in nature. They are intended to help you understand your financial situation more clearly, not to serve as licensed financial planning advice. Participants are encouraged to consult a qualified adviser for decisions specific to their circumstances.
What if I need to withdraw from a course after enrolling?
Withdrawal requests made more than seven days before a cohort begins are eligible for a full refund. Requests made within seven days of the start date will be considered individually. Please contact us directly to discuss your situation.
Location
Our Office
We are located at 3 Anson Road, #20-01, Singapore 079909 — within walking distance of Tanjong Pagar MRT.
Correspondence
Write to Us
Our Details
Telephone
+65 6834 1726Address
3 Anson Road, #20-01
Singapore 079909
Office Hours
Monday to Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Sunday and Public Holidays: Closed